That's not an insect, that's a lawn dart.
We Have A Yellow & Black Flying Insect That Has A Flat, Wide Tail And A Pointed Head? What Type Of Insect Is It?
I finally located the name of this... It is a clear wing hummingbird moth.
Probably a cicada killer. Very large type not aggressive bee that feeds on cicadas. Bore into the ground and sometimes in holes in concrete.
I killed one that was flying around my house. I took a photo of it because I never seen a bug that had those characteristics.